NEW · Help to Buy scheme open — government co-owns up to 40%
ACT duty abolished for FHB from 1 July 2026
QLD $30K FHOG extended · no replacement end date
TAS established-home duty exemption expired 30 June 2026
National median dwelling value $933,137 · March 2026 · Cotality
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SAVINGS TRACKER

How close are you to your first home deposit?

A free, interactive tool for Australian first home buyers. Enter your state, target price, current savings and weekly contribution — see exactly how long until your deposit is in place, what the schemes do for you, and the gap you need to close.

Updated: 5 October 2026 · Calculations run in your browser, not on our servers · ABN 14 127 573 219

You're saving toward

$42,000

Deposit + costs — what you need to settle

$25,000 saved so far 35%
Target deposit (5%)
$0
Under the federal 5% Deposit Scheme
Stamp duty
$0
For your state and price
Settlement costs
$5,000
Conveyancing, inspection, insurance setup, removalists
FHOG (if new home)
$0
Paid at settlement

How long until you have your deposit?

What you could stack

Information, not advice. These calculations are indicative only and based on published scheme thresholds and typical cost ranges. Your actual deposit requirement, eligibility, and grant amounts depend on your state revenue office, your lender, and your personal circumstances. Always confirm with the relevant authority before relying on these numbers.